Capital Credits


As a non-profit cooperative, PREMA allocates our annual operating margins, or profits, to members receiving service during the year.  These margins (revenue in excess of expenses) are based on your patronage and are called capital credits.  They are used by PREMA for operating funds and paid back to the members as the financial conditions of the cooperative will permit and bylaw provisions are met.

Members are notified of the balance of their capital credits each spring after the annual audit by an allocation statement.  Your capital credit balance does not represent cash, but rather equity in our cooperative and cannot used as payment towards your bill.

Each September, if the financial conditions and bylaw provisions are met, PREMA issues checks in a general retirement equal to 1/25th of the total Patronage Capital account to those who were on the system for the years being paid. 

Should you ever move from PREMA’s territory, please keep us informed of your current mailing address as this will assure you of receiving your capital credit payment. As always, please feel free to contact us with any questions.

If you have any questions, please contact your customer accountant.


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Panhandle Rural Electric Membership Association

251 Brayton Road
Alliance, NE 69301
308-762-1311  |  800-585-4837
email PREMA:
Touchstone Energy Group

As a member owned cooperative, PREMA believes that its members are entitled to safe, reliable, efficient and reasonably priced electricity and services that will improve their quality of life.  Service excellence will be foremost in all contacts and dealings with our customer.